Online Pre-Approvals

Our website and state of the art technology allow you to apply online and have your application underwritten by our automated underwriting system (AUS).  Our AUS system utilizes technology developed by Fannie Mae and Freddie Mac, as well as our own proprietary AUS guidelines.

*  Over 75% of applications submitted receive an automated approval within one minute!
*  Remaining applications are underwritten by our in-house underwriting department within 24 hours! 

Only a direct lender can offer a Pre-Approval.  A broker can offer a Pre-Qualification but cannot offer a Pre-Approval because they are not making the underwriting decision or funding the loan.  The benefits of obtaining a Direct Lender Pre-Approval include:

*  Knowing how much you qualify for before you begin your home search. 
*  Strengthening of your offer by submitting a Pre-Approval Letter along with your offer to purchase.

Our Pre-Approvals are free of charge and no advance deposit is required.  You are under no obligation to obtain a mortgage from our company.

APPLY NOW TO OBTAIN A FREE LENDER PRE-APPROVAL