Our great rates on both 1st and 2nd Mortgages allow you to obtain up to 90% financing without paying Private Mortgage Insurance (PMI).  Known as a Combination or Piggy-Back Mortgage, an 80% 1st Mortgage is combined with a 10% 2nd Mortgage and the loans are closed concurrently.  

Potential advantages of the Piggy-Back Loan include:

• A lower overall monthly housing expense.
• Reducing a jumbo loan amount to a conforming amount with a lower interest rate.
  

To view rates and fees on a Piggy-Back Mortgage, input a loan amount greater than 80% but no more than 90% of the of the Property Value.