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* Appraisal Fee (if any) collected in advance and credited back at closing.

ALABAMA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$145	-
Recording (Estimated)	$50	$35
TOTAL	$1,640	$440
Co. Tax Stamps (e)	0.0015	0.0015
(Times Total Loan)	-	-
ALASKA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$700	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,745	$440
ARIZONA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
ARKANSAS	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$140	-
Recording (Estimated)	$50	$35
TOTAL	$1,635	$440
CALIFORNIA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
COLORADO	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
CONNECTICUT	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$125	-
Recording (Estimated)	$50	$35
TOTAL	$1,620	$440
DELAWARE	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$550	$110
Guaranteed Title Fee	$80	-
Recording (Estimated)	$50	$35
TOTAL	$1,675	$440
DC	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$120	-
Recording (Estimated)	$50	$35
TOTAL	$1,615	$440
FLORIDA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$65	-
Recording (Estimated)	$50	$35
TOTAL	$1,560	$440
Co. Tax Stamps (e)	0.0055	0.0055
(Times Total Loan)	-	-
GEORGIA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Attorney Fee	$550	$110
Guaranteed Title Fee	$80	-
Recording (Estimated)	$50	$35
TOTAL	$1,675	$440
Co. Tax Stamps (e)	0.003	0.003
(Times Total Loan)	-	-
HAWAII	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$700	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,745	$440
IDAHO	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$550	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,595	$440
ILLINOIS	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$80	-
Recording (Estimated)	$50	$35
TOTAL	$1,575	$440
INDIANA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$110	-
Recording (Estimated)	$50	$35
TOTAL	$1,605	$440
IOWA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
KENTUCKY	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$115	-
Recording (Estimated)	$50	$35
TOTAL	$1,610	$440
LOUISIANA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$150	-
Recording (Estimated)	$50	$35
TOTAL	$1,645	$440
MAINE	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$150	-
Recording (Estimated)	$50	$35
TOTAL	$1,645	$440
MARYLAND	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$95	-
Recording (Estimated)	$50	$35
TOTAL	$1,590	$440
Co. Tax Stamps (e)	0.01	0.01
(Times Loan Increase)	-	-
MASSACHUSETTS	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Attorney Fee	$450	$110
Guaranteed Title Fee	$110	-
Recording (Estimated)	$100	$35
TOTAL	$1,655	$440
MICHIGAN	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
MINNESOTA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$125	-
Recording (Estimated)	$50	$35
TOTAL	$1,620	$440
Co. Tax Stamps (e)	0.0023	0.0023
(Times Total Loan)	-	-
MISSISSIPPI	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$150	-
Recording (Estimated)	$50	$35
TOTAL	$1,645	$440
MISSOURI	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$140	-
Recording (Estimated)	$50	$35
TOTAL	$1,635	$440
MONTANA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
NEBRASKA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,495	$440
NEW HAMPSHIRE	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Attorney Fee	$450	$110
Guaranteed Title Fee	$125	-
Recording (Estimated)	$50	$35
TOTAL	$1,620	$440
NEW MEXICO	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$700	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,745	$440
NORTH CAROLINA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$115	-
Recording (Estimated)	$50	$35
TOTAL	$1,610	$440
NORTH DAKOTA	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$700	$110
Guaranteed Title Fee	-	-
Recording (Estimated)	$50	$35
TOTAL	$1,745	$440
OHIO	Stand-Alone	Piggy-Back
Appraisal *	-	-
Guaranteed Lender Fee	$995	$295
Guaranteed Escrow Fee	$450	$110
Guaranteed Title Fee	$115	-
Recording (Estimated)	$50	$35
TOTAL	$1,610	$440