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Back to Equity Loans | Guaranteed Closing Costs | Program Guidelines
APR Assumptions: APRs calculated on maximum loan amount & 30 year term
| Primary Residence (1-2 Units) |
| FICO |
CLTV |
Max Loan |
Total Liens |
| 700+ |
90% |
$350,000 |
$1,500,000 |
| 680-699 |
90% |
$350,000 |
$1,000,000 |
| 700+ |
80% |
$500,000 |
$2,000,000 |
| 640-699 |
80% |
$350,000 |
$1,500,000 |
| 700+ |
70% |
$500,000 |
$2,500,000 |
| 640-699 |
70% |
$350,000 |
$2,000,000 |
| Max Debt-to-Income Ratio: 45% |
| If Disposable Income > $4,000: Max DTI is 50% |
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| Primary Residence (3-4 Units) |
| FICO |
CLTV |
Max Loan |
Total Liens |
| 700+ |
80% |
$250,000 |
$2,000,000 |
| 660-699 |
80% |
$250,000 |
$1,500,000 |
| 700+ |
70% |
$250,000 |
$2,500,000 |
| 640-699 |
70% |
$250,000 |
$2,000,000 |
| Max Debt-to-Income Ratio: 45% |
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| Second Home (1 Unit) |
| FICO |
CLTV |
Max Loan |
Total Liens |
| 700+ |
80% |
$500,000 |
$2,000,000 |
| 680-699 |
80% |
$350,000 |
$1,500,000 |
| 700+ |
70% |
$350,000 |
$2,500,000 |
| 660-699 |
70% |
$350,000 |
$2,000,000 |
| Max Debt-to-Income Ratio: 45% |
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