| Primary Residence (1-2 Units) |
| FICO |
CLTV |
Max Loan |
Total Liens |
| 700+ |
90% |
$350,000 |
$1,500,000 |
| 680-699 |
90% |
$350,000 |
$1,000,000 |
| 700+ |
80% |
$500,000 |
$2,000,000 |
| 640-699 |
80% |
$350,000 |
$1,500,000 |
| 700+ |
70% |
$500,000 |
$2,500,000 |
| 640-699 |
70% |
$350,000 |
$2,000,000 |
| Max Debt-to-Income Ratio: 45% |
| If Disposable Income > $4,000: Max DTI is 50% |
|
| Primary Residence (3-4 Units) |
| FICO |
CLTV |
Max Loan |
Total Liens |
| 700+ |
80% |
$250,000 |
$2,000,000 |
| 660-699 |
80% |
$250,000 |
$1,500,000 |
| 700+ |
70% |
$250,000 |
$2,500,000 |
| 640-699 |
70% |
$250,000 |
$2,000,000 |
| Max Debt-to-Income Ratio: 45% |
|
| Second Home (1 Unit) |
| FICO |
CLTV |
Max Loan |
Total Liens |
| 700+ |
80% |
$500,000 |
$2,000,000 |
| 680-699 |
80% |
$350,000 |
$1,500,000 |
| 700+ |
70% |
$350,000 |
$2,500,000 |
| 660-699 |
70% |
$350,000 |
$2,000,000 |
| Max Debt-to-Income Ratio: 45% |
|
No Early Closure Fees |
Qualify at Monthly Payment of 1% of Line
| Fees |
States |
| $0 |
CO, FL, IL, ME, MD, NC, SC, VA, WI |
| $15 |
IA |
| $50 |
All other states |
Waived first year in all states |
Back to HELOC Details Page
|
