 |
Need Help? Call (888) 411-4246 Monday-Friday: 8:00 AM - 5:30 PM (PST) |
|
| ||
 | ||
Program Guidelines
Primary Residence (1-2 Units) |
||||
Max DTI |
Max DTI |
|||
CLTV |
Min FICO |
Max Loan |
Purch |
Refi |
85% |
700 |
$300,000 |
40% |
45% |
80% |
680 |
$300,000 |
40% |
40% |
75% |
700 |
$500,000 |
40% |
45% |
70% |
660 |
$350,000 |
40% |
40% |
Primary Residence (3-4 Units) |
||||
Max DTI |
Max DTI |
|||
CLTV |
Min FICO |
Max Loan |
Purch |
Refi |
75% |
700 |
$250,000 |
40% |
45% |
70% |
660 |
$250,000 |
40% |
40% |
Second Home (SFR or Condo) |
||||
Max DTI |
Max DTI |
|||
CLTV |
Min FICO |
Max Loan |
Purch |
Refi |
75% |
700 |
$500,000 |
40% |
45% |
70% |
680 |
$350,000 |
40% |
40% |
60% |
660 |
$350,000 |
40% |
40% |
No Early Closure Fees | Qualify at Monthly Payment of 1% of Line
| Fees | States |
| $0 | CO, FL, IL, ME, MD, NC, SC, VA, WI |
| $15 | IA |
| $50 | All other states |
Waived first year in all states |
|
 |
|
|
|
|
|
 |
 |
|
|||
 |
 |
 |
 |
 |
|