Super Conforming Loans to $729,750

“Conforming” loans are those which Fannie Mae and Freddie Mac are authorized to purchase by federal regulation. They carry lower interest rates than “Jumbo” loans that exceed the conforming loan limits.

The Economic Stimulus Act of 2008 increased conforming loan limits in “high cost” housing markets through December 31, 2010.  These “Super Conforming” limits are set equal to 115 percent of local median house prices up to a maximum of $729,750 (higher limits permitted for 2-4 unit properties and properties located in Alaska and Hawaii).

• To view a list of all high cost markets and the Super Conforming loan limits currently available by market, you can download this PDF file.
  
  
• To obtain an Instant Rate Quote on a Super Conforming loan, click here.