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Super Conforming Loans to $625,500 “Conforming” loans are those which Fannie Mae and Freddie Mac are authorized to purchase by federal regulation. They carry lower interest rates than “Jumbo” loans that exceed the conforming loan limits. The Economic Stimulus Act of 2008 increased conforming loan limits in "high cost" housing markets. Higher limits are permitted for 2-4 unit properties and properties located in Alaska and Hawaii.
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