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Dear Customers, Family and Friends:

Our Summer Newsletter focuses on purchase and refinance opportunities in this unique environment of soft housing prices and record low interest rates. 

HomePath Purchase Program
AimLoan.com was recently approved by Fannie Mae to provide HomePath Mortgage financing to purchasers of Fannie Mae foreclosed properties. Approximately 78,000 Fannie Mae foreclosures throughout the country can be viewed on the HomePath website and you can sign up to receive emails as new listings in a particular zip code hit the market. The HomePath Mortgage program provides financing up to 97% for a primary residence, 95% for a second home and 90% for an investment property. Best of all, NO PMI is required. View HomePath listings and HomePath Mortgage rates at: www.aimloan.com/homepath.

Loan Commitment Letters
AimLoan.com offers free Loan Commitment Letters to prospective homebuyers. We will collect your supporting documentation (such as paystubs and bank statements) through a secure Internet portal. Our in-house underwriters will then review the file and issue a Loan Commitment Letter. This is the strongest lender commitment available and greatly strengthens an offer to purchase. Completing these steps up front also allows you to close in just 10 days, giving you added bargaining power! To start the process, visit: www.aimloan.com/loancommitment.

Record Low Refinance Rates
A slow economic recovery and limited inflation have driven interest rates to a new all time low. Please take a minute to view the sampling of our current rates shown in this newsletter. Many of our customers are lowering their mortgage payment AND shortening their remaining term by refinancing into a 25, 20, 15 or even 10-year fixed rate loan. To see if this makes sense for you, visit: ww.aimloan.com/searchrates

Home Affordable Refinance Program
The word is getting out about HARP. AimLoan.com funded 211 HARP refinance mortgages in the past 90 days, up from 116 in the prior three months. Please continue to spread the word about this program that is so important to individual homeowners and our nation's economic recovery:

• For homeowners who pay their mortgage on time.
• Refinance up to 125% of the home's current value.
• Closing costs may be added to mortgage.
• Primary residences, second homes and investment properties eligible.
• If NO PMI on current mortgage, NO PMI on new mortgage.
• Existing seconds and Home Equity Lines may be subordinated.
• Refinance with any approved HARP lender, so shop for the best rate!

To be eligible, your current mortgage must have been sold to Fannie Mae or Freddie Mac (most mortgages under $417,000 have been). To learn if your mortgage is owned by Fannie Mae or Freddie Mac and to view HARP rates, visit: www.aimloan.com/homeaffordable.

Community Involvement
Our 2nd quarter website campaign was our most successful ever, raising $38,980 for the San Diego Humane Society. We are also proud to have awarded $10,000 in Kevin Lantz Jr. Memorial Scholarships during the 2009-2010 school year. These scholarships are awarded to deserving high school graduates of the San Diego Urban Corp who are going on to pursue college or advanced vocational training. Learn more about our community involvement at www.aimloan.com/community.

We at AimLoan.com hope your summer has been relaxing and enjoyable. Enjoy the remaining summer days and we'll touch base again in the fall.

Sincerely,

Vince Kasperick
Founder and President
AimLoan.com

P.S. If you found this quarterly newsletter to be informative, please forward it on to others you know.  Friends can sign up at www.aimloan.com/newsletter.

AimLoan.com, 4121 Camino Del Rio South, San Diego, CA 92108   (888) 411-4246