In addition to offering the lowest possible mortgage rates and the most convenient mortgage process, we offer a number of free services to help our customers successfully navigate the home buying process.
It is important to know how much you qualify for before beginning your home search. Our unique approach to pre-qualifying homebuyers gives you the speed and convenience of automation. Completing our user-friendly online application takes about 20 minutes and can be done anytime, 24/7. Your online application will be instantly run through our Automated Underwriting System and upon approval you will be able to print out your Pre-Qualification Letter.
A Pre-Approval Letter from a direct lender is the strongest possible evidence of a homebuyer’s ability to obtain a mortgage. Upon completing your online application, your Loan Officer will provide you with a list of income and asset documentation to submit through a secure website portal. Upon review and approval by our in-house underwriting department, your Loan Officer will issue a Lender Pre-Approval Letter to attach to your offers. Completing this process upfront significantly strengthens your offers. It also allows us to close your loan in as few as 10 days from your contract date, giving you added bargaining power!
Sign up for our Rate Watch service and receive regular emails to allow you to track rates while you shop for your new home. You can choose the frequency of the Rate Watch emails and unsubscribe at any time.