AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers.
Since then we have funded over $21 billion in mortgages to over 81,000 homeowners throughout the country. Two-thirds of our business comes from repeat customers and their referrals and we are thankful for the thousands of positive Customer Reviews posted on our website.
The company was founded by Vince Kasperick who continues to serve as president.
Our system eliminates the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process. We further reduce costs by utilizing automated underwriting systems and other technologies, and by lending throughout the country from a single location in San Diego, California.
Unlike any other lenders we know of, we guarantee total closing costs as shown at the time of application and rate lock. We guarantee not only our own fees but those of third party service providers as well.
Our state of the art website fully discloses rates, points, fees and all third party costs, 24/7. You may obtain an accurate rate quote in less than a minute without providing any personal information. Rates are updated daily so you always obtain accurate up to date information.
The transparency of our website has been recognized by the Mortgage Professor from the Wharton School of Business who has designated us as one of just six Upfront Mortgage Lenders in the country.
Our user-friendly online application can be completed in approximately 20 minutes. Upon submission, your application will be run through our Automated Underwriting System and upon approval you will be given the option to lock or float your rate.
You will be contacted the same day (or by noon the next day if applying after hours) and will be provided with a list of required documentation and a secure Internet portal to upload the documentation.
You will be provided with regular updates as your loan moves through our 12-Step Process.
We recognize the importance of delivering a high level of customer service throughout the mortgage process. All of our AimLoan Associates are committed to maintaining our Customer Service Standards.
We are also strong believers in serving the communities in which we do business. We are proud of the results of our Community Service Campaigns which date back to our humble beginnings over 20 years ago.