Internet Direct Lender Since 1998
AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process. We further reduce costs by utilizing automated underwriting systems and other technologies, and by lending in 49 states from a single location. AimLoan was founded by Vince Kasperick who continues to serve as president.
Over $16 Billion Funded
We have funded over $16 billion in mortgages to over 60,000 customers. Read reviews from thousands of customers throughout the 49 states in which we lend.
Federal and State Regulated
We are licensed and in good standing with multiple Federal and State regulatory agencies including:
Certified UpFront Lender
We fully disclose rates, points, fees and all third party costs online daily. You may obtain current rates and an Online Loan Estimate without providing your email address or any other personal information. Rates are updated daily so you can obtain accurate information 24/7. Learn More
Guaranteed Closing Costs
While other lenders provide you with a Loan Estimate of closing costs, AimLoan provides you with a Guarantee of Total Closing Costs. We guarantee not only our own fees but those of third party service providers as well. Learn More
Online Application, Approval & Rate Lock
Our user-friendly online application can be completed in approximately 20 minutes. Upon submission, your application will be run through our Automated Underwriting System and upon approval you will be given the option to lock or float your rate. You will also be provided with a list of required documentation and a secure Internet portal to upload the documentation. Apply Now
Free Pre-Qualification and Pre-Approval Letters
For customers looking to purchase a new home, upon completion of our online application, our system issues a Pre-Qualification Letter based on the information you provide in your application and your credit report. As a direct lender, we then take the process one step further. At no cost to you, we will collect your supporting documentation (such as paystubs and bank statements), underwrite your file and issue a Pre-Approval Letter. This is the strongest approval you can obtain and will greatly strengthen your offer. It also allows us to close your loan in as few as 14 days from contract date, giving you added bargaining power! Learn More
Commitment to Customer Service
We recognize the importance of delivering a high level of customer service in addition to great rates. All of our employees are committed to maintaining our Customer Service Standards.
We are committed to conducting business in accordance with the highest ethical standards in order to merit the complete trust of our customers, vendors, loan investors, regulators, the general public and our fellow employees. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.
AimLoan is a values-based company. Our core values are the foundation upon which we are building our company.
- Integrity - We value and adhere to the principles of honesty, loyalty and trust and utilize ethical business practices while treating everyone with respect and dignity.
- Teamwork - We are committed to creating a work environment that encourages the participation and collaboration of effective teams to achieve optimum results.
- Communication - We believe that active listening and response are essential to our success and we encourage honest, timely and constructive discussion.
- Service - We believe in the giving of time, talent and resources to create significant results for our customers, associates, company and community.
- Continuous Improvement - We are committed to an ongoing process of defining goals, developing and implementing strategies, and measuring results.
We believe in giving back to our community and sponsor a quarterly Community Service Campaign on our website.